One person, from application to closing
You get the same loan officer every step. No transfers. No surprises. You can reach us on Saturday when you need us.
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17
Years in the business
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2,340
Loans closed
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4.8
Average client rating
Why borrowers choose us
- Your loan officer stays with you from start to finish
- We answer the phone on Saturday
- Clear answers when you ask, no runaround
What sets us apart
Basalt Ridge Lending exists to make your mortgage simple and human. You are not a number. You are a person who deserves attention, clarity, and a loan officer who knows your name and your situation.
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One person, all the way through
Your loan officer handles your file from your first conversation to closing day. No handoffs. No explaining yourself to someone new. One relationship, one promise kept.
Explore purchase loans -
Open when you need us
Weekday mornings, weeknight calls, Saturday afternoons. We are here when you are ready to talk, not just during business hours that work for us.
See refinance options -
Straight answers
We explain what happens next, what it costs, and why. No jargon. No pressure. Just the truth so you can move forward with confidence.
Start your application
Find the loan that fits your life
Whether you are buying your first home, refinancing, or building something new, we have the loan product that works for you. Your loan officer will walk you through each option and help you choose the right fit for your situation.
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Conventional loans
Traditional financing for borrowers with strong credit. Fixed and adjustable rate options. Down payments from 3 percent to 20 percent. Faster closing timelines.
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FHA loans
Government-backed loans that work for lower down payments and flexible credit requirements. Perfect for first-time buyers. We guide you through the full process.
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Refinance options
Lower your payment, shorten your loan term, or tap your home's equity. We compare scenarios and show you the real numbers so you can decide what makes sense.
What our clients say
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Straight answers about rates and costs, in writing, on day one. Rarer than it should be.
Your path to closing
We have closed thousands of loans. We know what works. From your first call to the moment you get your keys, your loan officer is with you. Here is what to expect.
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Start your application
Same day
You provide your basic information. We get a sense of your situation. Your loan officer answers your questions and explains what comes next, no pressure.
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Move through underwriting
3 to 5 days
We request documents, verify your information, and check your details. Your loan officer keeps you informed and asks for what we need, step by step.
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Close your loan
3 to 5 days
You sign documents with a title company or attorney. We coordinate the funding. Your loan officer confirms everything is done right before you get your keys.